
|
|
Multi-loan Comparison Program
Much more than a traditional mortgage calculator, this tool helps you choose the lowest cost loan. Each new loan analysis reviews which of five loans will be the lowest cost over a variety of time frames at a specified discount rate. All analyses can extend to a term of 30 years. The refinanced loan analysis reveals whether a refi will be profitable and the time it will take you to recover the added costs.
Don't assume just because you make your monthly mortgage payments, all is well. Statistically, errors occur in 30 percent of all adjustable loans and 10 percent in fixed rate loans. If you make extra payments, the error rate can exceed 50 percent. At Loan Audit Central, you will find a form letter requesting copies of their loan documents and payment history from their lender. After you receive the requested information, you can return to this site and audit your mortgages online, anytime; before you pay them off, refinance them, or just for your own peace of mind.
Find any area code in the U.S.
From the U.S. Postal Service.
If you’re considering a move into a new neighborhood, or if you think you’ve found that perfect new home, get the ZIP Code or ZIP + 4 to find all the other municipalities within that particular ZIP Code before you begin researching the demographics, crime risk in the area, or download area maps, etc. It will make your work so much easier and more accurate.
Who Are Your Representatives? and How Do You Contact Them? The first of these two snappy little tools help you quickly determine the congressional representatives who serve your interests in Washington, DC. This app works in conjunction with a ZIP +4 finder like the one above. Once you determine exactly who represents their interests in the U.S. House of Representatives, the second function provides the information necessary for you to contact your Congressperson, including telephone and fax numbers and e-mail address pointers in many cases.
This service provides verification if a specified e-mail address exists within the confines of the mail server in question. It certainly reduces those unfortunate “Mail System Error” notices from those anonymous Mail Administrators in the sky. It gives the casual e-mailers a sense of security when they know that correspondence is headed in the right direction. There are other free services to check out while you’re there.
This is the best time synchronization utility available today. This application’s outstanding features and ease of use prompted one of associates to comment “It’s so easy to use, I forgot it was running!”
This free software provides instant access to definitions at Dictionary.com, synonyms at Thesaurus.com, and a number of grammar tools as well, from any Windows or Mac OS program, including Microsoft Word and most e-mail programs and browsers. One key stroke on the highlighted word in question, and you’ll have all the help you’ll need.
|